Balance Transfer Credit Card Infos
"What are those Balance Transfer credit cards?"
Balance transfer credit cards are credit cards offering an Intro APR (a limited time introductory interest rate) on existing accounts transferred from another credit card issuer. When you transfer your balance to a new balance transfer credit card, you are borrowing money to pay off the balance on your other, higher interest rate credit card account. By paying back your old credit card company and getting a lower interest rate from the new one, you can effectively reduce your monthly revolving credit cost. Balance---Transfer.com can help you compare a long list of Balance Transfer Credit Cards to find the best deal available.
Why should you Transfer your Balance?
- Because you are finished repairing your credit with one of the high interest rate credit repair credit cards...
- Because you missed a payment on your existing account and have been hit with a "penalty rate" on a significantly large balance...
- Because you still have your first credit card and your credit rating improved, but your interest rate has not...
Whatever the reason might be, if you have a credit card balance with higher interest rates than some of our offers, it is time to cut your monthly payments. Please choose one of our great balance transfer credit cards and apply for them online.
Make your money worth More.SM*
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
- 5% Cashback Bonus®* in categories that change like travel, home improvement stores, department stores, gas, groceries, restaurants and many more
- 5% to 20% Cashback Bonus® at top online retailers*
- Up to 1% Cashback Bonus®on all other purchases automatically
- Unlimited cash rewards*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- 0% Intro APR*
- Fraud specialists dedicated to helping you 24/7
- Timely e-mail reminders to help you avoid fees
*View rates, fees, rewards and other important information.
5% Cashback Bonus®*!
APR for Balance Transfers: 0.00% (for *)
Balance Transfer Fee: 5% (minimum $10)*
Intro APR for Purchases: 0.00% (for *)
Ongoing APR: As low as 11.99%
Cash Advance APR: variable, 23.99%
Cash Advance Fee: 3% (minimum $5)
Annual Fee: None
Late Fee: $19-$39
Overlimit Fee: $15 or $39
Grace Period: 25 Days
Reward Program: 1-5% Cashback Bonus®
Credit Line: Minimum $5,000
Issuer: Discover Bank
- Unlimited cash rewards*
- 5% to 20% Cashback Bonus® at top online retailers*
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners*
- Talk to a knowledgeable person in less than a minute
- 0% Intro APR*
*View rates, fees, rewards and other important information.
High Velocity Savings! Best Credit Card Rates in the Country...
APR for Balance Transfers: 0.00% (for 6 Months)
Balance Transfer Fee: None
Ongoing APR: 6.50%
Cash Advance APR: 6.50%
Cash Advance Fee: None
Annual Fee: $35.00
Late Fee: $15-$35
Overlimit Fee: $35.00
Returned Check Fee: $29.00
Grace Period: 25 Days
Credit Line: $1,000 to $20,000
Issuer: Pulaski Bank